5 key benefits of taking out medical insurance

Friday, July 13, 2012

Many people decide to take out a medical insurance policy in the UK. But the question for some people is why do they bother doing this when we have free treatment on the NHS?

The truth is that there are a number of benefits of taking out private insurance, and you may want to consider these if you are thinking about whether to purchase cover or not.

1. Treatment in private hospitals

One of the main benefits for people who purchase insurance is that they are able to receive their treatment in a private hospital.

Some people prefer to be treated in such hospitals for a number of reasons, and you may find that the standard of care is higher, depending on the hospital.

However, this all depends upon the type of policy you have because some policies may state that you are able to pay extra to receive treatment in certain hospitals.

2. No waiting lists

For some treatments, the NHS has waiting lists which may mean you end up waiting a long time to receive your treatment.

Generally, with private insurance it may not be necessary to wait for these treatments, although this may depend upon the treatment itself and the policy that you have.

3. More choice

With some private insurance policies you may be provided with a greater amount of choice. For example, some policies may allow you to choose the date of your treatment and even the consultant who performs the treatment.

4. Added extras

You may find that on some policies you are provided with some added extras which may be even more beneficial for you.

For example, you may find that you are provided with free basic dental care or an eye check each year. These may help you to save costs further, so it may be worth looking into these

5. Peace of mind

One of the main benefits of having private health insurance is that you can enjoy the peace of mind in knowing that you and your family are covered should the worst come to the worst, and this alone may be worth purchasing insurance.

Article provided by http://www.healthcashplancover.co.uk/